NATHAN COLMER
Cell: 609-290-4293 | Office: 609-492-1511 | Email Me
BROWSING LBI REAL ESTATE
Helpful Tips For Your Home Search on Long Beach Island
BUYING A HOME IN THE LBI REAL ESTATE MARKET
Long Beach Island New Jersey Real Estate
I have put this page together to give you a solid starting point if you’re looking to buy a home in the Long Beach Island real estate market. You can read tips and information about browsing LBI real estate, including an overview of the LBI real estate market. Find information about flood insurance, LBI towns, and current market trends. Buying a home is a significant investment, and many would-be buyers are unsure whether a second home or vacation home on Long Beach Island is right for them. Whether you’re searching for a second home, an investment property, or planning new construction, this guide covers the essentials you need to know.
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LBI Area Information
Long Beach Island is a 18-mile barrier island along the Jersey Shore, known for its pristine beaches, family-friendly communities, and vibrant seasonal lifestyle. Each town—from Barnegat Light to Beach Haven—offers unique character, amenities, and price points. Understanding these differences is key to finding the perfect fit for your goals.
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LBI Property Locations
LBI is divided into distinct areas:
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North End: Barnegat Light, Harvey Cedars – quieter, upscale, and close to nature.
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Central: Surf City, Ship Bottom – convenient access to the mainland and shopping.
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South End: Long Beach Township, Beach Haven – lively, with dining, entertainment, and historic charm.
Your location choice impacts property value, rental potential, and lifestyle.
In addition, the physical location of the home on LBI, for example, oceanfront homes, oceanside homes, bayside homes, etc., has a significant impact on price and function.
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Flood Insurance on LBI
As a coastal community, flood insurance is an important consideration. Properties in certain zones require coverage under FEMA guidelines. Elevation certificates, building codes, and compliance with flood regulations can affect both cost and construction options. I help clients understand these requirements and plan accordingly.
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LBI Property Types
LBI offers a range of options:
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Single-Family Homes – Ideal for second homes or primary residences.
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Condos & Townhomes – Lower maintenance, often with shared amenities.
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Vacant Land – Perfect for custom builds.
Each type comes with different ownership costs, HOA rules, and investment potential. -
Multi-Family-Duplexes that offer extra rental income and the potential for future expansion
While about 85%-90% of the LBI real estate market consists of single-family homes, it's important to understand the different property types and how they impact the real estate market on Long Beach Island.
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LBI New Construction
New construction is popular on LBI, offering modern design and energy efficiency. I guide clients through builder selection, permitting, and compliance with local zoning and CAFRA regulations. Understanding setbacks and lot coverage rules is critical to avoid delays and maximize your build. Building a new home is also one of the best investments you can make, with a substantial equity position in the finished product.
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LBI Rental Investments
LBI’s seasonal rental market is strong, making LBI rental investment properties a smart choice. I provide insight into high-demand areas, rental income projections, and strategies to optimize occupancy. Compliance with local rental ordinances and marketing best practices ensures your property performs year after year.
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LBI Waterfront Home
Waterfront properties are highly desirable but come with unique challenges like CAFRA compliance, flood zone regulations, and elevation requirements. Waterfront homes, typically oceanfront, bayfront, and lagoonfront, tend to be some of the most expensive homes on Long Beach Island. I help you navigate these complexities so you can enjoy the lifestyle you want while protecting your investment.
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LBI 1031 Tax Exchanges
For investors, a 1031 tax-deferred exchange can be a powerful tool to preserve capital gains while reinvesting in LBI real estate. I coordinate timelines, identify qualifying properties, and work with tax professionals to ensure compliance and maximize your financial benefits.
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Tax Benefits of Owning a Second Home or Investment Property
Owning property on LBI can offer significant tax advantages, including deductions for mortgage interest, property taxes, and depreciation on rental homes. I help clients understand these benefits and connect you with trusted tax advisors to optimize your strategy.