Long Beach Island New Jersey Real Estate | LBI NJ Real Estate | Nathan Colmer

LBI NJ Flood Terms

Nathan Colmer | The Van Dyk Group

C: 609.290.4293 | O: 609.492.1511

LBI NJ Flood Insurance Terms

Find information about LBI NJ flood insurance terms, Hurricane Sandy and Long Beach Island New Jersey real estate. Understanding flood insurance terms is important when looking at flood insurance rates or when buying or selling a home in the LBI NJ real estate market.

 

 

LBI NJ Flood Insurance Terms | Hurricane Sandy | Long Beach Island New Jersey Real Estate

LBI NJ Flood Insurance Terms | Hurricane Sandy | Long Beach Island New Jersey Real Estate

 

FEMA Flood Insurance Location Map

FEMA has released a helpful address look up too. This will tell you your planned BFE and the flood zone in which your home is located.

 

 

LBI NJ Flood Insurance Terms | Hurricane Sandy | Long Beach Island New Jersey Real Estate

Long Beach Island Flood Terms

There are a few key terms that are essential to Understanding Flood Insurance on Long Beach Island, New Jersey.


Base Flood Elevation: Also known as BFE, refers to the elevation above sea level a property is recommended to be built to. The BFE is obtained by combining the natural ground elevation with the foundation’s structure.


Flood Insurance Rate Map: Also known as a FIRM map, these maps are produced and distributed by FEMA. The maps show the BFE of a certain area like Long Beach Island, the flood zone, and risk premium zones.


Pre Firm: This term relates to homes built before the first FIRM date (December 31, 1974). Most of the Cape Cod style homes on Long Beach Island are considered to be Pre-FIRM construction, unless they have been substantially improved.


Post Firm: This term relates to homes built after December 31, 1974, and were built to the standards of flood elevation at that time. Post-FIRM homes on Long Beach Island are generally raised on pilings.

Elevation Certificate: An elevation certificate is a legal document drafted by an engineer that gives the height of important areas of a particular property. Included are the elevation of the 1st floor, the ground height and the level of mechanicals.

 

 

 

Long Beach Island New Jersey Real Estate | LBI NJ Real Estate | Nathan Colmer
Long Beach Island New Jersey Real Estate | LBI NJ Real Estate | Nathan Colmer
Long Beach Island New Jersey Real Estate | LBI NJ Real Estate | Nathan Colmer
Long Beach Island New Jersey Real Estate | LBI NJ Real Estate | Nathan Colmer

Popular LBI Real Estate Searches

 

You May Also Like...

Elevation Certificates

Learn about elevation certificates in the real estate market on Long Beach Island.

Learn More

LBI Flood Zones

Learn about LBI flood zones and how they relate to the cost of flood insurance on LBI.

Learn More

Hurricane Sandy

Learn about Hurricane Sandy and the real estate market on Long Beach Island.

Learn More

 

 

Your LBI Beach House is a Phone Call Away! Call Nathan Colmer 609-290-4293

Nathan Colmer

609.290.4293

ncolmer@vandykgroup.com

The Van Dyk Group

12800 Long Beach Blvd

Beach Haven Terrace NJ 08008

609.492.1511